With big investments such as trucks and fleets, we want to be able to provide you with the peace of mind that your investments will be protected. That’s why we offer complementary protection products for you and your vehicles. Your trucks are more than just vehicles, they are key components to your business’ future. That is why we are committed to bringing you not only financing, but protection to ensure that you, your drivers and your trucks are safe no matter what unexpected challenges life may throw your way.
Please contact your local dealership for more details on the programs listed below.
Life & Disability Protection Products
Loan Repayment Protection ensures your payments are made when you are not in the driver’s seat due to a disability, death or critical illness. It’s a financial safety net for you and the people who depend on you.
Creditor Life Protection Products
Accidents can happen at any time, and if you suffer a fatal injury or illness life coverage will ensure that the insured portion of your loan or lease is paid off. Your family will be able to keep the equipment, continue the business and have a reliable income source without having to worry about monthly loan payments.
Creditor Disability Protection Products
Disability coverage is designed to take care of your insured monthly payments, should for any reason due to injury or sickness you are unable to work. In times when you need to focus on yourself and getting back to a healthy you, take the stress and worry about monthly payments away.
Critical Illness
Critical Illness insurance will pay off or reduces the balance of your loan or lease if you are diagnosed with a specific life-threatening illness or condition. Make sure that when you need to focus on yourself that your payments are taken care of, leaving you with one less thing to worry about.
Debt Waiver
Debt Waiver products complement your primary insurance by giving you added financial advantages over what primary insurance can offer. We have a number of products available for your consideration when first entering into a loan or lease. Either through a bundle or as individual products, these debt waiver products can give you an additional layer of security for you and your vehicles.
Guaranteed Asset Protection (GAP)
Often times when a vehicle is declared as a total loss or write off in an accident or through theft, there will be a significant difference between the amount insurance will cover and the balance remaining owed.
Guaranteed Asset Protection, or GAP, will cover the difference between the cash value and the balance remaining on your loan or lease. This means that the large difference between what insurance is offering versus what you still owe will be waived.
If you choose to replace your truck or equipment with us, we will offer you a reimbursement of the physical damage deductible that you paid when claiming the total loss.
Down Payment Waiver
After a total loss of a truck or piece of equipment, We will offer your down payment (cash or trade, to a maximum of $30,000) to be credited towards the replacement purchase, loan or lease when you finance your new vehicle through us. This additional protection is just a few extra dollars a month and can be easily bundled with your GAP product. For a few dollars additional you can make a future replacement purchase pain free.
Accident Downtime Protection
If your truck or vehicle has to experience a significant amount of downtime due to an accident this protection coverage will provide you with a reimbursement to your loan or lease account.
* Please note that this product is not currently available in Quebec
Mechanical Downtime Protection
If your truck or vehicle has to experience a significant amount of downtime due to a major mechanical breakdown, this protection coverage will provide you with a reimbursement to your loan or lease account.
* Please note that this product is not currently available in Quebec
Accident Downtime
Accidents are never planned but can occur anytime, taking your vehicles off the road and reducing your income earning potential. Accident Downtime Coverage offers you an affordable solution to protect your equipment should you face a traffic accident, upset, fire and/or vandalism that requires your truck to be off the road and in the repair shop. This coverage will cover up to four loan or lease payments, putting your mind at ease.
$0 DOWN FINANCING OPTION
$0 down financing option
